{"id":30977,"date":"2026-01-22T08:50:59","date_gmt":"2026-01-22T07:50:59","guid":{"rendered":"https:\/\/www.cyprusproperties.sk\/poistenie-a-krytie-na-severnom-cypre-trnc\/"},"modified":"2026-02-01T21:32:24","modified_gmt":"2026-02-01T20:32:24","slug":"poistenie-a-krytie-na-severnom-cypre-trnc","status":"publish","type":"post","link":"https:\/\/www.cyprusproperties.sk\/sk\/poistenie-a-krytie-na-severnom-cypre-trnc\/","title":{"rendered":"Poistenie a krytie na Severnom Cypre (TRNC)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udccc 1. Poistenie nehnute\u013enosti<\/strong><br\/><strong>\u2705 Druhy poistenia<\/strong>:<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Poistenie budovy<\/strong><br\/>Kryje \u0161kody na budove: po\u017eiar, zemetrasenie, povode\u0148, v\u00edchrica.<br\/>Povinn\u00e9 pri uzatv\u00e1ran\u00ed hypot\u00e9ky.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Poistenie majetku<\/strong><br\/>Kryje po\u0161kodenie alebo kr\u00e1de\u017e majetku a zariadenia dom\u00e1cnosti.<\/p>\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Pois\u0165ovne:<\/strong><br\/>V TRNC p\u00f4sobia miestne pois\u0165ovne, ako napr\u00edklad Creditwest Insurance, Koop Insurance, Iktisatbank Insurance.<br\/>Nepatria do poistn\u00fdch syst\u00e9mov E\u00da, ale maj\u00fa dobr\u00fa poves\u0165 a r\u00fdchle vybavovanie poistn\u00fdch udalost\u00ed.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc 2. <strong>Poistenie vozidla<\/strong><br\/><strong>\u2705 Povinn\u00e9 zmluvn\u00e9 poistenie<\/strong><br\/>Kryje \u0161kody sp\u00f4soben\u00e9 in\u00fdm vozidl\u00e1m alebo osob\u00e1m.<br\/>Povinn\u00e9 zo z\u00e1kona pre v\u0161etk\u00fdch majite\u013eov vozidiel a prev\u00e1dzkovate\u013eov po\u017ei\u010dovn\u00ed.<\/p>\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>Komplexn\u00e9 poistenie (\u00fapln\u00e9 poistenie)<\/strong><br\/>Kryje:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Po\u0161kodenie vlastn\u00e9ho vozidla<\/li>\n\n\n\n<li>Kr\u00e1de\u017e<\/li>\n\n\n\n<li>Vandalizmus<\/li>\n\n\n\n<li>Pr\u00edrodn\u00e9 rizik\u00e1 (po\u017eiar, povode\u0148, zemetrasenie)<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\u2705 Platnos\u0165:<br\/>V\u00e4\u010d\u0161ina pois\u0165ovn\u00ed v TRNC nekryje cesty do:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Ju\u017en\u00fd Cyprus (\u010das\u0165 E\u00da).<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Ak pl\u00e1nujete jazdi\u0165 na ju\u017enom Cypre, mus\u00edte si k\u00fapi\u0165:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Dodato\u010dn\u00e9 hrani\u010dn\u00e9 poistenie (poistenie zelenej karty), platn\u00e9 len<\/strong> po\u010das v\u00e1\u0161ho pobytu na juhu.<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc 3. <strong>Zdravotn\u00e9 poistenie<\/strong><br\/><strong>\u2705 Pre ob\u010danov TRNC alebo dr\u017eite\u013eov pracovn\u00e9ho povolenia<\/strong>:<br\/>Povinn\u00e9 verejn\u00e9 zdravotn\u00e9 poistenie (Soci\u00e1lna pois\u0165ov\u0148a + zdravotn\u00e9 poistenie) pokr\u00fdvaj\u00face z\u00e1kladn\u00fa starostlivos\u0165 vo verejn\u00fdch nemocniciach.<\/p>\n\n<p class=\"wp-block-paragraph\">\u2705 Pre <strong>cudzincov s povolen\u00edm na pobyt:<\/strong><br\/>Povinn\u00e9 zdravotn\u00e9 poistenie:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Miestne (poistenci TRNC) alebo<\/li>\n\n\n\n<li>Medzin\u00e1rodn\u00e9 cestovn\u00e9\/expat poistenie.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\u2705 S\u00fakromn\u00e1 <strong>zdravotn\u00e1 starostlivos\u0165:<\/strong><br\/>K dispoz\u00edcii s\u00fa kvalitn\u00e9 s\u00fakromn\u00e9 kliniky (Near East Hospital, Kolan Hospital).<br\/>Ceny s\u00fa ni\u017e\u0161ie ako v E\u00da, ale bez poistenia m\u00f4\u017eu by\u0165 n\u00e1klady vysok\u00e9; odpor\u00fa\u010da sa poistenie pre expatov.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udccc 4. \u017divotn\u00e9 poistenie<\/strong><br\/>Nie je povinn\u00e9, ale je k dispoz\u00edcii u miestnych pois\u0165ovn\u00ed.<br\/>Niektor\u00e9 banky ho vy\u017eaduj\u00fa ako z\u00e1ruku pri hypotek\u00e1rnom financovan\u00ed.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc 5. <strong>Poistenie podnikate\u013eov<\/strong><br\/><strong>\u2705 Dostupn\u00e9 produkty<\/strong>:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Poistenie nehnute\u013enost\u00ed a zariadenia spolo\u010dnosti<\/li>\n\n\n\n<li>Poistenie zodpovednosti za \u0161kody sp\u00f4soben\u00e9 podnikate\u013eskou \u010dinnos\u0165ou<\/li>\n\n\n\n<li>Poistenie zamestnancov (soci\u00e1lne a zdravotn\u00e9 odvody s\u00fa povinn\u00e9; komer\u010dn\u00e9 \u00farazov\u00e9 poistenie je dobrovo\u013en\u00e9)<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc 6. <strong>Medzin\u00e1rodn\u00e9 poistenie<\/strong><br\/>\u26a0\ufe0f Pois\u0165ovne TRNC nie s\u00fa s\u00fa\u010das\u0165ou medzin\u00e1rodn\u00fdch poistn\u00fdch syst\u00e9mov E\u00da ani syst\u00e9mu zelenej karty, s v\u00fdnimkou do\u010dasn\u00e9ho poistenia zak\u00fapen\u00e9ho na hraniciach pre ju\u017en\u00fd Cyprus.<br\/>\u26a0\ufe0f Pre cesty mimo TRNC sa odpor\u00fa\u010da ma\u0165:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Medzin\u00e1rodn\u00e9 cestovn\u00e9 poistenie vo va\u0161ej domovskej krajine alebo u glob\u00e1lnych poskytovate\u013eov poistenia pre emigrantov (Bupa, Allianz, Cigna).<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udccc 1. Poistenie nehnute\u013enosti\u2705 Druhy poistenia: Poistenie budovyKryje \u0161kody na budove: po\u017eiar, zemetrasenie, povode\u0148, v\u00edchrica.Povinn\u00e9 pri uzatv\u00e1ran\u00ed hypot\u00e9ky. Poistenie majetkuKryje po\u0161kodenie alebo kr\u00e1de\u017e majetku a zariadenia dom\u00e1cnosti. \u2705 Pois\u0165ovne:V TRNC p\u00f4sobia miestne pois\u0165ovne, ako napr\u00edklad Creditwest Insurance, Koop Insurance, Iktisatbank Insurance.Nepatria do poistn\u00fdch syst\u00e9mov E\u00da, ale maj\u00fa dobr\u00fa poves\u0165 a r\u00fdchle vybavovanie poistn\u00fdch udalost\u00ed. \ud83d\udccc&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[556,541,531,581,586],"tags":[],"class_list":["post-30977","post","type-post","status-publish","format-standard","hentry","category-pravne-administrativne-otazky","category-informacie-pre-kupujucich","category-severny-cyprus","category-zakony","category-zakony-severny-cyprus"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts\/30977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/comments?post=30977"}],"version-history":[{"count":1,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts\/30977\/revisions"}],"predecessor-version":[{"id":30979,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts\/30977\/revisions\/30979"}],"wp:attachment":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/media?parent=30977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/categories?post=30977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/tags?post=30977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}