{"id":27449,"date":"2026-01-16T11:13:52","date_gmt":"2026-01-16T10:13:52","guid":{"rendered":"https:\/\/www.cyprusproperties.sk\/rezervacna-zmluva-a-zaloha\/"},"modified":"2026-01-16T11:40:40","modified_gmt":"2026-01-16T10:40:40","slug":"rezervacna-zmluva-a-zaloha","status":"publish","type":"post","link":"https:\/\/www.cyprusproperties.sk\/sk\/rezervacna-zmluva-a-zaloha\/","title":{"rendered":"Rezerva\u010dn\u00e1 zmluva a z\u00e1loha"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ud83d\udcd8 Z\u00e1kladn\u00e9 <strong>inform\u00e1cie<\/strong><br\/>Rezerva\u010dn\u00e1 zmluva (alebo rezerva\u010dn\u00fd formul\u00e1r) je prv\u00fdm z\u00e1v\u00e4zn\u00fdm krokom pri k\u00fape nehnute\u013enosti na Cypre.<br\/>Sl\u00fa\u017ei na zablokovanie vybranej jednotky a stanovenie jej ceny, k\u00fdm sa vykonaj\u00fa pr\u00e1vne kontroly (Due Diligence) a pr\u00edprava hlavnej k\u00fapno-predajnej zmluvy (SPA).<\/p>\n\n<p class=\"wp-block-paragraph\">Rezerva\u010dn\u00e1 z\u00e1loha potvrdzuje v\u00e1\u017eny z\u00e1ujem kupuj\u00faceho a chr\u00e1ni developera pred stratou predaja po\u010das overovania.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">1\ufe0f\u20e3 <strong>Pri podpise dohody o rezerv\u00e1cii<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Po v\u00fdbere konkr\u00e9tnej nehnute\u013enosti<\/li>\n\n\n\n<li>Po dohode o cene a podmienkach<\/li>\n\n\n\n<li>Pred za\u010dat\u00edm pr\u00e1vnej previerky<\/li>\n\n\n\n<li>Niekedy e\u0161te pred pr\u00edchodom na Cyprus &#8211; be\u017ene sa podpisuje na dia\u013eku (e-mail + naskenovan\u00fd podpis)<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">2\ufe0f\u20e3 <strong>Obsah rezerva\u010dnej zmluvy<\/strong><br\/>Ka\u017ed\u00fd developer alebo realitn\u00e1 kancel\u00e1ria pou\u017e\u00edva vlastn\u00fd vzor, ale zmluva by mala obsahova\u0165:<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Polo\u017eka<\/th><th>Popis<\/th><\/tr><\/thead><tbody><tr><td>Identifik\u00e1cia str\u00e1n<\/td><td>N\u00e1zov kupuj\u00faceho, v\u00fdvoj\u00e1r\/predajca<\/td><\/tr><tr><td>Popis nehnute\u013enosti<\/td><td>Projekt, blok, \u010d\u00edslo bytu, ve\u013ekos\u0165<\/td><\/tr><tr><td>Cena a mena<\/td><td>Kone\u010dn\u00e1 cena v EUR vr\u00e1tane\/bez DPH<\/td><\/tr><tr><td>V\u00fd\u0161ka vkladu<\/td><td>Zvy\u010dajne 2 000-5 000 EUR<\/td><\/tr><tr><td>Platobn\u00e9 \u00fadaje<\/td><td>Bankov\u00fd \u00fa\u010det developera alebo advok\u00e1tska \u00faschova<\/td><\/tr><tr><td>Obdobie rezerv\u00e1cie<\/td><td>Zvy\u010dajne 30 dn\u00ed (do podpisu SPA)<\/td><\/tr><tr><td>Podmienky vr\u00e1tenia pe\u0148az\u00ed<\/td><td>Pri vr\u00e1ten\u00ed alebo prepadnut\u00ed z\u00e1lohy<\/td><\/tr><tr><td>Vyhl\u00e1senie o blokovan\u00ed<\/td><td>Developer stiahne jednotku z predaja po zaplaten\u00ed z\u00e1lohy<\/td><\/tr><tr><td>Podpisy oboch str\u00e1n<\/td><td>Potvrdzuje platnos\u0165 dohody<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 V niektor\u00fdch pr\u00edpadoch je pripojen\u00fd \u0161tandardn\u00fd spl\u00e1tkov\u00fd kalend\u00e1r, najm\u00e4 pri novostavb\u00e1ch (off-plan).<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">3\ufe0f\u20e3 <strong>V\u00fd\u0161ka z\u00e1lohy<\/strong><br\/>Z\u00e1vis\u00ed od typu projektu a developera:<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Typ projektu<\/th><th>Z\u00e1loha (pribli\u017ene)<\/th><\/tr><\/thead><tbody><tr><td>Apartm\u00e1n \/ vila vo v\u00fdstavbe (off-plan)<\/td><td>\u20ac2,000-5,000<\/td><\/tr><tr><td>Dokon\u010den\u00e1 nehnute\u013enos\u0165 (\u010fal\u0161\u00ed predaj)<\/td><td>\u20ac3,000-10,000<\/td><\/tr><tr><td>Luxusn\u00fd projekt alebo investi\u010dn\u00e1 jednotka<\/td><td>\u20ac10,000-20,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">Z\u00e1loha sa odpo\u010d\u00edta od k\u00fapnej ceny pri podpise zmluvy SPA.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">4\ufe0f\u20e3 <strong>Kde je z\u00e1loha ulo\u017een\u00e1 (bezpe\u010dnos\u0165)<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Odpor\u00fa\u010da sa, aby bola z\u00e1loha zlo\u017een\u00e1 na \u00fa\u010det pr\u00e1vnika (escrow), nie priamo developerovi.<\/li>\n\n\n\n<li>Pr\u00e1vnik potvrd\u00ed prijatie a uvo\u013en\u00ed finan\u010dn\u00e9 prostriedky a\u017e po podpise zmluvy<\/li>\n\n\n\n<li>Niektor\u00ed v\u00fdvoj\u00e1ri prij\u00edmaj\u00fa vklady priamo, ale v\u017edy musia vyda\u0165 potvrdenie.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 Nikdy neposielajte peniaze pred podpisom zmluvy alebo potvrden\u00edm od pr\u00e1vnika.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">5\ufe0f\u20e3 <strong>Platnos\u0165 rezerv\u00e1cie<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u0160tandardn\u00e1 platnos\u0165: 30 dn\u00ed od zaplatenia z\u00e1lohy<\/li>\n\n\n\n<li>Po\u010das tohto obdobia nem\u00f4\u017ee developer pon\u00faka\u0165 alebo pred\u00e1va\u0165 t\u00fa ist\u00fa nehnute\u013enos\u0165 in\u00e9mu kupuj\u00facemu.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Ak sa SPA nepodp\u00ed\u0161e v dohodnutej lehote, z\u00e1loha sa m\u00f4\u017ee:<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Situ\u00e1cia<\/th><th>V\u00fdsledok<\/th><\/tr><\/thead><tbody><tr><td>\u2757 Kupuj\u00faci odst\u00fapi od zmluvy bez platn\u00e9ho d\u00f4vodu<\/td><td>Z\u00e1loha prepad\u00e1<\/td><\/tr><tr><td>\u2705 N\u00e1kup je dokon\u010den\u00fd<\/td><td>Z\u00e1loha sa odpo\u010d\u00edta od ceny<\/td><\/tr><tr><td>\u2696\ufe0f Kupuj\u00faci odstupuje od zmluvy po negat\u00edvnom Due Diligence<\/td><td>Z\u00e1loha sa vracia v plnej v\u00fd\u0161ke<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">6\ufe0f\u20e3 <strong>Odpor\u00fa\u010dan\u00e9 ustanovenia na ochranu kupuj\u00faceho<\/strong><br\/>Dohoda by mala obsahova\u0165 aj:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>&#8222;Podlieha dostato\u010dnej pr\u00e1vnej a technickej kontrole&#8220; &#8211; ak pr\u00e1vne kontroly odhalia probl\u00e9m, z\u00e1loha sa vr\u00e1ti<\/li>\n\n\n\n<li>&#8222;Neprevodite\u013en\u00fd \/ vratn\u00fd len na z\u00e1klade p\u00edsomnej dohody&#8220; &#8211; jasne definuje vr\u00e1tenie alebo prevod z\u00e1lohy<\/li>\n\n\n\n<li>D\u00e1tum, do ktor\u00e9ho mus\u00ed by\u0165 SPA podp\u00edsan\u00e1<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">7\ufe0f\u20e3 <strong>\u010cast\u00e9 chyby kupuj\u00facich<\/strong><br\/>\u274c Poslanie z\u00e1lohy priamo developerovi bez pr\u00e1vnika<br\/>\u274c Nevy\u017eiadanie potvrdenia o prijat\u00ed<br\/>\u274c Ignorovanie podmienok vr\u00e1tenia<br\/>\u274c Nechanie uplyn\u00fa\u0165 rezerva\u010dn\u00fa lehotu bez podpisu zmluvy &#8211; z\u00e1loha prepad\u00e1<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcd8 Z\u00e1kladn\u00e9 inform\u00e1cieRezerva\u010dn\u00e1 zmluva (alebo rezerva\u010dn\u00fd formul\u00e1r) je prv\u00fdm z\u00e1v\u00e4zn\u00fdm krokom pri k\u00fape nehnute\u013enosti na Cypre.Sl\u00fa\u017ei na zablokovanie vybranej jednotky a stanovenie jej ceny, k\u00fdm sa vykonaj\u00fa pr\u00e1vne kontroly (Due Diligence) a pr\u00edprava hlavnej k\u00fapno-predajnej zmluvy (SPA). Rezerva\u010dn\u00e1 z\u00e1loha potvrdzuje v\u00e1\u017eny z\u00e1ujem kupuj\u00faceho a chr\u00e1ni developera pred stratou predaja po\u010das overovania. 1\ufe0f\u20e3 Pri podpise dohody&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[541,546,601],"tags":[],"class_list":["post-27449","post","type-post","status-publish","format-standard","hentry","category-informacie-pre-kupujucich","category-kupa-nehnutelnosti","category-kupa-nehnutelnosti-juzny-cyprus"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts\/27449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/comments?post=27449"}],"version-history":[{"count":1,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts\/27449\/revisions"}],"predecessor-version":[{"id":27450,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/posts\/27449\/revisions\/27450"}],"wp:attachment":[{"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/media?parent=27449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/categories?post=27449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/sk\/wp-json\/wp\/v2\/tags?post=27449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}