{"id":30692,"date":"2026-01-16T11:44:55","date_gmt":"2026-01-16T10:44:55","guid":{"rendered":"https:\/\/www.cyprusproperties.sk\/postup-nakupu-nemovitosti-na-jiznim-kypru-krok-za-krokem\/"},"modified":"2026-02-01T21:24:11","modified_gmt":"2026-02-01T20:24:11","slug":"postup-nakupu-nemovitosti-na-jiznim-kypru-krok-za-krokem","status":"publish","type":"post","link":"https:\/\/www.cyprusproperties.sk\/cs\/postup-nakupu-nemovitosti-na-jiznim-kypru-krok-za-krokem\/","title":{"rendered":"Postup n\u00e1kupu nemovitosti na ji\u017en\u00edm Kypru krok za krokem"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">0\ufe0f\u20e3 <strong>Stru\u010dn\u00fd p\u0159ehled (TL;DR)<\/strong><br\/>Rezervace (2-4 dny) \u2192 blokuje cenu a jednotku.<\/p>\n\n<p class=\"wp-block-paragraph\">Due Diligence od pr\u00e1vn\u00edka (1-3 t\u00fddny) \u2192 ov\u011b\u0159en\u00ed vlastnick\u00fdch pr\u00e1v a povolen\u00ed.<\/p>\n\n<p class=\"wp-block-paragraph\">Kupn\u00ed smlouva a registrace v katastru nemovitost\u00ed (do 60 dn\u016f od podpisu).<\/p>\n\n<p class=\"wp-block-paragraph\">Spl\u00e1tky dle pl\u00e1nu \/ hypot\u00e9ka \u2192 + p\u0159\u00edpadn\u00e1 \u017e\u00e1dost o 5 % DPH (hlavn\u00ed bydli\u0161t\u011b).<\/p>\n\n<p class=\"wp-block-paragraph\">P\u0159ed\u00e1n\u00ed, in\u017een\u00fdrsk\u00e9 s\u00edt\u011b, spr\u00e1va \u2192 n\u00e1sleduje p\u0159evod vlastnick\u00e9ho pr\u00e1va (1-6 m\u011bs\u00edc\u016f; u novostaveb v z\u00e1vislosti na p\u0159ipravenosti vlastnictv\u00ed).<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">1\ufe0f\u20e3 <strong>P\u0159\u00edprava a v\u00fdb\u011br<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Ur\u010dete \u00fa\u010del: hlavn\u00ed bydlen\u00ed (mo\u017en\u00e1 5 % DPH) vs. investice\/pron\u00e1jem (19 % DPH nebo dal\u0161\u00ed prodej bez DPH)<\/li>\n\n\n\n<li>Kontrola rozpo\u010dtu a financov\u00e1n\u00ed: vlastn\u00ed prost\u0159edky \/ hypot\u00e9ka \/ financov\u00e1n\u00ed developera<\/li>\n\n\n\n<li>P\u0159edb\u011b\u017en\u00fd v\u00fdb\u011br m\u00edst: Limassol (pr\u00e9miov\u00fd, drah\u00fd), Larnaka\/Paphos (vy\u0161\u0161\u00ed v\u00fdnos), Nik\u00f3sie (stabiln\u00ed vnitrozemsk\u00fd trh).<\/li>\n\n\n\n<li>Tip: nava\u017ete r\u00e1mcovou spolupr\u00e1ci s nez\u00e1visl\u00fdm pr\u00e1vn\u00edkem (ne s pr\u00e1vn\u00edkem developera).<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">2\ufe0f\u20e3 <strong>Rezervace (Rezervace \/ rezervace)<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Podeps\u00e1n\u00ed rezerva\u010dn\u00edho formul\u00e1\u0159e + zaplacen\u00ed rezerva\u010dn\u00ed z\u00e1lohy (obvykle 2 000-5 000 EUR)<\/li>\n\n\n\n<li>Developer do\u010dasn\u011b st\u00e1hne nemovitost z prodeje a stanov\u00ed cenu<\/li>\n\n\n\n<li>Podm\u00ednky rezervace: vratn\u00e1\/nevratn\u00e1, term\u00edn podpisu SPA, p\u0159esn\u00fd popis jednotky a cen\u00edk<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">3\ufe0f\u20e3 <strong>Pr\u00e1vn\u00ed kontrola (Due Diligence)<\/strong><br\/>Pr\u00e1vn\u00edk ov\u011b\u0159uje:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>List vlastnictv\u00ed<\/strong> &#8211; z\u00e1stavn\u00ed pr\u00e1va, v\u011bcn\u00e1 b\u0159emena, konkuren\u010dn\u00ed pohled\u00e1vky<\/li>\n\n\n\n<li>Stavebn\u00ed povolen\u00ed, \u00fazemn\u00ed limity, d\u011blen\u00ed parcel<\/li>\n\n\n\n<li>U novostaveb: samostatn\u00e9 tituly (p\u0159edpokl\u00e1dan\u00e9 datum), registrace projektu, z\u00e1ruky.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">V\u00fdstup: p\u00edsemn\u00e1 zpr\u00e1va\/stanovisko s doporu\u010den\u00edm pokra\u010dovat \u010di nikoli.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">4\ufe0f\u20e3 <strong>Kupn\u00ed smlouva (SPA)<\/strong><br\/>Po kladn\u00e9m v\u00fdsledku Due Diligence pr\u00e1vn\u00edk vyjedn\u00e1v\u00e1:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Cena, spl\u00e1tkov\u00fd kalend\u00e1\u0159, harmonogram v\u00fdstavby, pen\u00e1le, z\u00e1ruky, z\u00e1drhele, term\u00edny p\u0159ed\u00e1n\u00ed, \u00faschova plateb, \u0159e\u0161en\u00ed spor\u016f.<\/li>\n\n\n\n<li>Podepisov\u00e1n\u00ed (osobn\u011b nebo prost\u0159ednictv\u00edm pln\u00e9 moci)<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><strong>Kolkovn\u00e9 (p\u0159ibli\u017en\u011b):<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>do 5 000 EUR \u2192 0 %<\/li>\n\n\n\n<li>\u20ac5,001-170,000 \u2192 0.15 %<\/li>\n\n\n\n<li>nad 170 000 EUR \u2192 0,20 % (s legislativn\u00edm stropem)<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">\u26a0\ufe0f SPA mus\u00ed b\u00fdt zaregistrov\u00e1na na okresn\u00edm pozemkov\u00e9m \u00fa\u0159ad\u011b do 60 dn\u016f od podpisu &#8211; t\u00edm je zaji\u0161t\u011bn v\u00e1\u0161 pr\u00e1vn\u00ed n\u00e1rok v\u016f\u010di t\u0159et\u00edm osob\u00e1m.<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">5\ufe0f\u20e3 <strong>DPH a da\u0148ov\u00e9 re\u017eimy<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Novostavba: standardn\u00ed 19 % DPH<\/li>\n\n\n\n<li>Hlavn\u00ed bydli\u0161t\u011b: mo\u017enost sn\u00ed\u017een\u00e9 5 % DPH na prvn\u00edch 130 m\u00b2 (plat\u00ed podm\u00ednky; nad limit nebo jin\u00e9 vyu\u017eit\u00ed = 19 %)<\/li>\n\n\n\n<li>Dal\u0161\u00ed prodej (z druh\u00e9 ruky): obvykle bez DPH<\/li>\n\n\n\n<li>Pozemky pro v\u00fdstavbu: mohou podl\u00e9hat 19 % DPH (v z\u00e1vislosti na prod\u00e1vaj\u00edc\u00edm\/statutu).<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">6\ufe0f\u20e3 <strong>Platby \/ financov\u00e1n\u00ed<\/strong><br\/><strong>Modely financov\u00e1n\u00ed:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Financov\u00e1n\u00ed developera (\u010dasto bez\u00faro\u010dn\u00e9 b\u011bhem v\u00fdstavby): nap\u0159. 30 % z\u00e1loha + platby za miln\u00edky.<\/li>\n\n\n\n<li>Hypot\u00e9ka od kypersk\u00e9 banky (klienti z EU obvykle 60-70 % LTV; a\u017e na 25 let)<\/li>\n\n\n\n<li>Kombinace (developer + banka)<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><strong>Bezpe\u010dnost plateb:<\/strong> advok\u00e1tn\u00ed \u00faschova, fakturace miln\u00edk\u016f, jasn\u00e9 term\u00edny<\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">7\ufe0f\u20e3 <strong>P\u0159evod vlastnictv\u00ed (p\u0159evod vlastnick\u00e9ho pr\u00e1va)<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Po \u00fapln\u00e9 \u00fahrad\u011b a spln\u011bn\u00ed podm\u00ednek po\u017e\u00e1d\u00e1 pr\u00e1vn\u00edk o p\u0159evod vlastnick\u00e9ho pr\u00e1va.<\/li>\n\n\n\n<li><strong>Poplatek za p\u0159evod<\/strong> (pokud se uplat\u0148uje): u n\u00e1kup\u016f s DPH obvykle \u017e\u00e1dn\u00fd; u n\u00e1kup\u016f bez DPH sn\u00ed\u017een\u00fd o 50 % ze standardn\u00edch sazeb (3 % \/ 5 % \/ 8 % stupnice \u2192 sn\u00ed\u017een\u00ed na polovinu).<\/li>\n\n\n\n<li>Katastr nemovitost\u00ed vyd\u00e1v\u00e1 nov\u00fd list vlastnictv\u00ed na jm\u00e9no kupuj\u00edc\u00edho<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><strong>\u010casov\u00fd r\u00e1mec (p\u0159ibli\u017en\u011b):<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Dal\u0161\u00ed prodej se st\u00e1vaj\u00edc\u00edm titulem: 1-2 m\u011bs\u00edce<\/li>\n\n\n\n<li>Novostavba s p\u0159ipraven\u00fdmi tituly: 3-4 m\u011bs\u00edce<\/li>\n\n\n\n<li>Projekt bez z\u00e1v\u011bre\u010dn\u00fdch titul\u016f: 6-12 m\u011bs\u00edc\u016f po dokon\u010den\u00ed (z\u00e1le\u017e\u00ed na developerovi \/ katastru nemovitost\u00ed)<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">8\ufe0f\u20e3 <strong>P\u0159ed\u00e1n\u00ed, kontrola kvality (Snagging) a \u0159\u00edzen\u00ed<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Technick\u00e1 kontrola (seznam z\u00e1vad) &#8211; drobn\u00e9 z\u00e1vady a lh\u016fta pro jejich odstran\u011bn\u00ed<\/li>\n\n\n\n<li>P\u0159evod elekt\u0159iny, vody, internetu, vybaven\u00ed, poji\u0161t\u011bn\u00ed<\/li>\n\n\n\n<li>V bytov\u00fdch domech: dohoda o spr\u00e1v\u011b spole\u010dn\u00fdch prostor (poplatek za slu\u017eby)<\/li>\n\n\n\n<li>Pro investice: z\u0159\u00edzen\u00ed pron\u00e1jmu (dlouhodob\u00e9ho \/ kr\u00e1tkodob\u00e9ho s registrac\u00ed pro cestovn\u00ed ruch)<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">9\ufe0f\u20e3 <strong>N\u00e1klady kupuj\u00edc\u00edho (p\u0159ibli\u017en\u011b)<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Pr\u00e1vn\u00edk: ~1-2 % z ceny (nebo 1 500-2 000 EUR za standardn\u00ed byt)<\/li>\n\n\n\n<li>Kolkovn\u00e9: viz v\u00fd\u0161e (maxim\u00e1ln\u00ed legislativn\u00ed limit)<\/li>\n\n\n\n<li>Poplatek za p\u0159evod: \u017e\u00e1dn\u00fd p\u0159i n\u00e1kupu s DPH; jinak 50 % standardn\u00edch sazeb<\/li>\n\n\n\n<li>DPH: 19 % (nebo 5 % pro prvn\u00ed hlavn\u00ed bydli\u0161t\u011b o rozloze 130 m\u00b2)<\/li>\n\n\n\n<li>Komun\u00e1ln\u00ed slu\u017eby \/ transfery: des\u00edtky a\u017e stovky \u20ac<\/li>\n\n\n\n<li>Poplatek za slu\u017eby: obvykle 30-100 \u20ac\/m\u011bs\u00edc (z\u00e1vis\u00ed na projektu)<\/li>\n<\/ul>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<p class=\"wp-block-paragraph\">\ud83d\udd1f <strong>Specifika pro kupuj\u00edc\u00ed z EU a mimo EU<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Ob\u010dan EU:<\/strong> neomezen\u00fd n\u00e1kup; standardn\u00ed postup<\/li>\n\n\n\n<li><strong>Ob\u010dan jin\u00e9ho st\u00e1tu ne\u017e EU:<\/strong> administrativn\u00ed povolen\u00ed k nabyt\u00ed (st\u00e1tn\u00ed org\u00e1n) &#8211; pr\u00e1vn\u00edk vy\u0159izuje soub\u011b\u017en\u011b s transakc\u00ed.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><strong>\u010cast\u00e9 chyby (co klient nesm\u00ed d\u011blat):<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Podepsat SPA bez nez\u00e1visl\u00e9ho pr\u00e1vn\u00edka<\/li>\n\n\n\n<li>Nezaps\u00e1n\u00ed SPA do katastru nemovitost\u00ed do 60 dn\u016f<\/li>\n\n\n\n<li>Zneu\u017eit\u00ed 5 % DPH (pron\u00e1jem hlavn\u00edho bydli\u0161t\u011b \u2192 doplatit rozd\u00edl do 19 % + pen\u00e1le)<\/li>\n\n\n\n<li>Platba mimo smlouvu a bez pokryt\u00ed miln\u00edk\u016f<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>0\ufe0f\u20e3 Stru\u010dn\u00fd p\u0159ehled (TL;DR)Rezervace (2-4 dny) \u2192 blokuje cenu a jednotku. Due Diligence od pr\u00e1vn\u00edka (1-3 t\u00fddny) \u2192 ov\u011b\u0159en\u00ed vlastnick\u00fdch pr\u00e1v a povolen\u00ed. Kupn\u00ed smlouva a registrace v katastru nemovitost\u00ed (do 60 dn\u016f od podpisu). Spl\u00e1tky dle pl\u00e1nu \/ hypot\u00e9ka \u2192 + p\u0159\u00edpadn\u00e1 \u017e\u00e1dost o 5 % DPH (hlavn\u00ed bydli\u0161t\u011b). P\u0159ed\u00e1n\u00ed, in\u017een\u00fdrsk\u00e9 s\u00edt\u011b, spr\u00e1va \u2192&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[669,676,673],"tags":[],"class_list":["post-30692","post","type-post","status-publish","format-standard","hentry","category-informace-pro-kupujici","category-nakup-jizni-kypr","category-nakup-nemovitosti"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts\/30692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/comments?post=30692"}],"version-history":[{"count":1,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts\/30692\/revisions"}],"predecessor-version":[{"id":30694,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts\/30692\/revisions\/30694"}],"wp:attachment":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/media?parent=30692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/categories?post=30692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/tags?post=30692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}