{"id":30628,"date":"2026-01-22T08:50:59","date_gmt":"2026-01-22T07:50:59","guid":{"rendered":"https:\/\/www.cyprusproperties.sk\/pojisteni-a-kryti-v-severnim-kypru-trnc\/"},"modified":"2026-02-01T21:22:42","modified_gmt":"2026-02-01T20:22:42","slug":"pojisteni-a-kryti-v-severnim-kypru-trnc","status":"publish","type":"post","link":"https:\/\/www.cyprusproperties.sk\/cs\/pojisteni-a-kryti-v-severnim-kypru-trnc\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed a kryt\u00ed v Severn\u00edm Kypru (TRNC)"},"content":{"rendered":"\n

\ud83d\udccc 1. Poji\u0161t\u011bn\u00ed majetku<\/strong>\u2705 Druhy poji\u0161t\u011bn\u00ed:<\/strong><\/p>\n\n

Poji\u0161t\u011bn\u00ed budovy<\/strong>Kryje \u0161kody na budov\u011b: po\u017e\u00e1r, zem\u011bt\u0159esen\u00ed, povode\u0148, vich\u0159ice.Povinn\u00e9 p\u0159i sjedn\u00e1n\u00ed hypot\u00e9ky.<\/p>\n\n

Poji\u0161t\u011bn\u00ed majetku<\/strong>Kryje po\u0161kozen\u00ed nebo odcizen\u00ed vybaven\u00ed dom\u00e1cnosti.<\/p>\n\n

\u2705 Poji\u0161\u0165ovny:<\/strong>V TRNC p\u016fsob\u00ed m\u00edstn\u00ed poji\u0161\u0165ovny, nap\u0159\u00edklad Creditwest Insurance, Koop Insurance, Iktisatbank Insurance.Nevztahuj\u00ed se na n\u011b pojistn\u00e9 syst\u00e9my EU, ale maj\u00ed dobrou pov\u011bst a rychl\u00e9 vy\u0159izov\u00e1n\u00ed pojistn\u00fdch ud\u00e1lost\u00ed.<\/p>\n\n

\n\n

\ud83d\udccc 2. Poji\u0161t\u011bn\u00ed vozidla<\/strong>\u2705 Povinn\u00e9 ru<\/strong>\u010den\u00edKryje \u0161kody zp\u016fsoben\u00e9 jin\u00fdm vozidl\u016fm nebo osob\u00e1m.Povinn\u00e9 ze z\u00e1kona pro v\u0161echny majitele vozidel a provozovatele p\u016fj\u010doven.<\/p>\n\n

\u2705 Komplexn\u00ed poji\u0161t\u011bn\u00ed (pln\u00e9 poji\u0161t\u011bn\u00ed)<\/strong>Kryje:<\/p>\n\n

    \n
  • Po\u0161kozen\u00ed vlastn\u00edho vozidla<\/li>\n\n\n\n
  • Kr\u00e1de\u017e<\/li>\n\n\n\n
  • Vandalismus<\/li>\n\n\n\n
  • P\u0159\u00edrodn\u00ed rizika (po\u017e\u00e1r, povode\u0148, zem\u011bt\u0159esen\u00ed)<\/li>\n<\/ul>\n\n

    \u2705 Platnost:<\/strong>V\u011bt\u0161ina poji\u0161\u0165oven v TRNC nekryje cesty do:<\/p>\n\n

      \n
    • Ji\u017en\u00ed Kypr (\u010d\u00e1st EU).<\/li>\n<\/ul>\n\n

      Pokud pl\u00e1nujete j\u00edzdu na ji\u017en\u00edm Kypru, mus\u00edte si zakoupit:<\/p>\n\n

        \n
      • Poji\u0161t\u011bn\u00ed na hranic\u00edch nav\u00edc (poji\u0161t\u011bn\u00ed zelen\u00e9 karty)<\/strong>, platn\u00e9 pouze po dobu pobytu na jihu.<\/li>\n<\/ul>\n\n
        \n\n

        \ud83d\udccc 3. Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>\u2705 Pro ob\u010dany TRNC nebo dr\u017eitele pracovn\u00edho povolen\u00ed:<\/strong>Povinn\u00e9 ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed (soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed + zdravotn\u00ed poji\u0161t\u011bn\u00ed) pokr\u00fdvaj\u00edc\u00ed z\u00e1kladn\u00ed p\u00e9\u010di ve ve\u0159ejn\u00fdch nemocnic\u00edch.<\/p>\n\n

        \u2705 Pro cizince s povolen\u00edm k pobytu:<\/strong>Povinn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed:<\/p>\n\n

          \n
        • M\u00edstn\u00ed (pojistitel\u00e9 TRNC) nebo<\/li>\n\n\n\n
        • Mezin\u00e1rodn\u00ed cestovn\u00ed\/expat poji\u0161t\u011bn\u00ed.<\/li>\n<\/ul>\n\n

          \u2705 So ukrom\u00e1 zdravotn\u00ed p\u00e9\u010de:<\/strong>K dispozici jsou kvalitn\u00ed soukrom\u00e9 kliniky (Near East Hospital, Kolan Hospital).Ceny jsou ni\u017e\u0161\u00ed ne\u017e v EU, ale bez poji\u0161t\u011bn\u00ed mohou b\u00fdt n\u00e1klady vysok\u00e9; doporu\u010duje se poji\u0161t\u011bn\u00ed pro expaty.<\/p>\n\n

          \n\n

          \ud83d\udccc 4. \u017divotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>Nen\u00ed povinn\u00e9, ale je k dispozici u m\u00edstn\u00edch poji\u0161\u0165oven.N\u011bkter\u00e9 banky ho vy\u017eaduj\u00ed jako z\u00e1ruku pro hypote\u010dn\u00ed financov\u00e1n\u00ed.<\/p>\n\n

          \n\n

          \ud83d\udccc 5. Poji\u0161t\u011bn\u00ed podnikatel\u016f<\/strong>\u2705 Dostupn\u00e9 produkty:<\/strong><\/p>\n\n

            \n
          • Poji\u0161t\u011bn\u00ed majetku a za\u0159\u00edzen\u00ed spole\u010dnosti<\/li>\n\n\n\n
          • Poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kody zp\u016fsoben\u00e9 podnikatelskou \u010dinnost\u00ed<\/li>\n\n\n\n
          • poji\u0161t\u011bn\u00ed zam\u011bstnanc\u016f (soci\u00e1ln\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed je povinn\u00e9, komer\u010dn\u00ed \u00farazov\u00e9 poji\u0161t\u011bn\u00ed je nepovinn\u00e9).<\/li>\n<\/ul>\n\n
            \n\n

            \ud83d\udccc 6. Mezin\u00e1rodn\u00ed poji\u0161t\u011bn\u00ed<\/strong>\u26a0\ufe0f Poji\u0161\u0165ovny TRNC nejsou sou\u010d\u00e1st\u00ed mezin\u00e1rodn\u00edch pojistn\u00fdch syst\u00e9m\u016f EU ani syst\u00e9mu zelen\u00fdch karet, s v\u00fdjimkou do\u010dasn\u00e9ho poji\u0161t\u011bn\u00ed zakoupen\u00e9ho na hranic\u00edch pro ji\u017en\u00ed Kypr.\u26a0\ufe0f Pro cesty mimo TRNC se doporu\u010duje m\u00edt:<\/p>\n\n

              \n
            • Mezin\u00e1rodn\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed v domovsk\u00e9 zemi nebo u glob\u00e1ln\u00edch poskytovatel\u016f pro expaty (Bupa, Allianz, Cigna).<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

              \ud83d\udccc 1. Poji\u0161t\u011bn\u00ed majetku\u2705 Druhy poji\u0161t\u011bn\u00ed: Poji\u0161t\u011bn\u00ed budovyKryje \u0161kody na budov\u011b: po\u017e\u00e1r, zem\u011bt\u0159esen\u00ed, povode\u0148, vich\u0159ice.Povinn\u00e9 p\u0159i sjedn\u00e1n\u00ed hypot\u00e9ky. Poji\u0161t\u011bn\u00ed majetkuKryje po\u0161kozen\u00ed nebo odcizen\u00ed vybaven\u00ed dom\u00e1cnosti. \u2705 Poji\u0161\u0165ovny:V TRNC p\u016fsob\u00ed m\u00edstn\u00ed poji\u0161\u0165ovny, nap\u0159\u00edklad Creditwest Insurance, Koop Insurance, Iktisatbank Insurance.Nevztahuj\u00ed se na n\u011b pojistn\u00e9 syst\u00e9my EU, ale maj\u00ed dobrou pov\u011bst a rychl\u00e9 vy\u0159izov\u00e1n\u00ed pojistn\u00fdch ud\u00e1lost\u00ed. \ud83d\udccc 2….<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[670,669,666,665,667],"tags":[],"class_list":["post-30628","post","type-post","status-publish","format-standard","hentry","category-1-pravni-a-administrativni-otazky","category-informace-pro-kupujici","category-severni-kypr","category-zakony","category-zakony-severni-kypr"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts\/30628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/comments?post=30628"}],"version-history":[{"count":1,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts\/30628\/revisions"}],"predecessor-version":[{"id":30630,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/posts\/30628\/revisions\/30630"}],"wp:attachment":[{"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/media?parent=30628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/categories?post=30628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cyprusproperties.sk\/cs\/wp-json\/wp\/v2\/tags?post=30628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}